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46 Inspiring Quotes on Money and Wealth

Making money and creating wealth is one of my weakest areas – knowledge wise – when it comes to self-improvement.

So I thought it would be useful for me – and hopefully for you too – to put together a list of some of the best quotes on wealth and money that I have come across.

I especially like the ones by William A. Ward, Benjamin Franklin, Gandhi and the last one by Henry Ford.

This is 46 motivating and sometimes funny, sometimes thought-provoking quotes on money and wealth from the past few thousands of years. I hope you’ll find them as helpful as I have.

“Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give.”
William A. Ward

“It is not the man who has too little, but the man who craves more, that is poor.”
Seneca

“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”
Ayn Rand

“Only buy something that you’d be perfectly happy to hold if the market shuts down for ten years.”
Warren Buffett

“Not he who has much is rich, but he who gives much.”
Erich Fromm

“Time is more valuable than money. You can get more money, but you cannot get more time.”
Jim Rohn

“The person who doesn’t know where his next dollar is coming from usually doesn’t know where his last dollar went.”
Unknown

“Expect the best. Prepare for the worst. Capitalize on what comes.”
Zig Ziglar

“It doesn’t matter about money; having it, not having it. Or having clothes, or not having them. You’re still left alone with yourself in the end.”
Billy Idol

“It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.”
George Lorimer

“I don’t pay good wages because I have a lot of money; I have a lot of money because I pay good wages.”
Robert Bosch

“That man is richest whose pleasures are cheapest.”
Henry David Thoreau

“Money is like love; it kills slowly and painfully the one who withholds it, and enlivens the other who turns it on his fellow man.”
Kahlil Gibran

“Wealth is the ability to fully experience life.”
Henry David Thoreau

“Money is like muck—not good unless it be spread.”
Francis Bacon

“It’s not the employer who pays the wages. Employers only handle the money. It’s the customer who pays the wages.”
Henry Ford

“If you would be wealthy, think of saving as well as getting.”
Ben Franklin

“I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy.”
Warren Buffett

“Capital as such is not evil; it is its wrong use that is evil. Capital in some form or other will always be needed.”
Gandhi

“I made my money the old-fashioned way. I was very nice to a wealthy relative right before he died.”
Malcolm Forbes

“If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.”
Edmund Burke

“When a fellow says it ain’t the money but the principle of the thing, it’s the money.”
Artemus Ward

“The real measure of your wealth is how much you’d be worth if you lost all your money.”
Unknown


“He who loses money, loses much; He who loses a friend, loses much more; He who loses faith, loses all.”
Eleanor Roosevelt

“Money is good for nothing unless you know the value of it by experience.”
P.T Barnum

“Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.”
Franklin D. Roosevelt

“Never spend your money before you have earned it.”
Thomas Jefferson

“The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.”
T.T. Munger

“Many folks think they aren’t good at earning money, when what they don’t know is how to use it.”
Frank A. Clark

“When I had money everyone called me brother.”
Polish proverb

“Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.”
Johann Wolfgang von Goethe

“Never stand begging for that which you have the power to earn.”
Miguel de Cervantes

“I pity that man who wants a coat so cheap that the man or woman who produces the cloth shall starve in the process.”
Benjamin Harrison

“Empty pockets never held anyone back. Only empty heads and empty hearts can do that.”
Norman Vincent Peale

“If you want to know what a man is really like, take notice of how he acts when he loses money.”
Simone Weil

“A wise person should have money in their head, but not in their heart.”
Jonathan Swift

“Money never made a man happy yet, nor will it. There is nothing in its nature to produce happiness. The more a man has, the more he wants. Instead of filling a vacuum, it makes one.”
Benjamin Franklin

“Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it.”
Tim Ferriss

“A simple fact that is hard to learn is that the time to save money is when you have some.”
Joe Moore

“Know what you own, and know why you own it.”
Peter Lynch

“You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you.”
Maya Angelou

“Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.”
James W. Frick

“It is better to have a permanent income than to be fascinating.”
Oscar Wilde

“Formal education will make you a living; self-education will make you a fortune.”
Jim Rohn

“Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing.”
J. Paul Getty

“If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.”
Henry Ford

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  • Great list of inspirational quotes. I like the first one by William Ward. It speaks so much about our life and how we decide. it’s a good realization for everyone, especially for people who are in need of inspiration.

  • Excellent list. They are indeed great reminders for everyone because the speak much about the truth. If we think about it, some of them might happen to us if we continue on doing our the things we didn’t realize before.

  • Thank you for your kind comments, I appreciate them.

  • Brother, these are some excellent quotes about money. I learned a lot from these few quotes. Maya Angelou’s quote was the most profound to me. Everyday I see people not doing what they really want to do just because they want the money not because they like it. I definitely do not want my future to run this course. I am doing something right now that I love to do and I know, because of that fact, I will be a success at making money with it.

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